Motorcycle insurance for young riders, what a headache!

Today is a big day for the iCasque Team, we are welcoming a new rider and every time the kids get on their first bike, we are moved. After taking a few days to recover from his 18th birthday party, Daniel's son signed up for his motorcycle license and yesterday he finally came to see us in the office to announce that from now on we could count on him for our weekend motorcycle outings because he passed his A2 license! As for equipment, you probably guessed that he was well advised and since dad didn't skimp on resources our young rider was particularly spoiled! Dainese Super speed D1 jacket and a pair of Dainese Druid D1 gloves. For the helmet, he keeps his Scorpion exo 1200 Air full face. On the other hand, where there is a motorcycle license there is also insurance and when you are a young rider it is a real headache!

Young riders, some tips for choosing your motorcycle insurance

And yes! On one hand we have a young rider who is often broke or at least, even if he wasn't before passing the license his little savings quickly disappeared in the purchase of a motorcycle and stylish equipment. On the other hand, we have Mr. Insurer who knows the road safety statistics and who immediately noticed, the blooming acne not helping, that the little young man is part of the age group overrepresented in the census of road accidents. The conclusion is fatal! the insurer will be forced to apply a premium in accordance with the risk represented by this little pimply and broke rider. Acne or not, anyway the little guy couldn't lie about his age and the motorcycle insurance contract that will be offered to him will inevitably seem too expensive! So the question is:

Are there a few tricks that would allow to lower the price of his motorcycle insurance?

At iCasque, we are specialists in motorcycle equipment but paperwork is not our thing! For administrative questions, we therefore turned to the insurance comparison site hyperassur first out of chauvinism because like us, they are based on our sweet French Riviera in Marseille and also, more pragmatically because we saw that the subject of motorcycle insurance for young riders had been covered on their blog. So here is what we have retained:

Tip No. 1: Make the different insurance companies compete

This is where insurance comparison sites prove particularly useful because telling insurer A that insurer B gives you a better rate is undeniably a strong argument and everyone will try to make you a counter-offer so that you do not sign with their enemy competitor.

Tip No. 2: Taking out a joint motorcycle insurance

If you are talking to the same insurance company as your parents, play the loyal family card! Otherwise, you can always go to motorcycle forums to meet other young riders in your region who are looking for insurance and try a group negotiation.

Tip No. 3: Go through the "secondary driver" box

If you have the immense luck of having a motorcycle dad or mom, that your license allows you to ride their bike, insure yourself as a secondary driver for a few years, it will allow you to negotiate better later! It's a bit the technique of "taking a step back to pay less"

Tip No. 4: Your motorcycle is safe, prove it!

Two-wheeler thefts represent a certain cost for insurers, so reassure them by presenting elements that prove your motorcycle is well secured. A parking rental contract near your workplace, a secure garage at home, the purchase invoice of an approved anti-theft device or even a certified alarm are all supporting documents that will contribute to mitigating the insurer's distrust. We hope that these few tips will be useful to you and insurance aside stay safe on the roads! You are young riders, you have just obtained your motorcycle license and have other tricks and tips to share with us, the comments are open! Ride Safe!